Beanstox AI (BX AI) is a non-discretionary portfolio and should not be considered to be a recommendation. Investing in artificial intelligence-focused equities is speculative and can be highly volatile, and is only suitable for investors who are able to bear the risk of potential loss and experience sharp drawdowns. The portfolio is concentrated in a small number of AI-focused ETFs whose underlying holdings overlap in a few large companies, so the portfolio carries single-name and thematic concentration risk and may move sharply with the AI sector. Certain underlying funds may hold private or recently-private companies whose valuations are updated infrequently, creating valuation-lag and liquidity risk.

Although exposure to AI can help diversify your investments for the long term, it carries significant risk. Generally, you may want to consider limiting your AI allocation to no more than 5% of your investments. Beanstox does not provide direct access to invest in AI companies; AI exposure is provided through ETFs. This is considered a high-risk investment given the speculative and volatile nature of the theme. Investing involves risk including the loss of principal.