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Your credit score is key to financial flexibility. It’s often used when you buy a house, get a car loan, or do just about anything that requires a third-party to have financial confidence in you.

It’s a good idea to understand exactly how to use your debit cards and credit cards. When used unwisely, they have the potential to land you in hot water.

If you’re working on your finances, saving money is an important first step. Choosing the right savings to account for your situation can make the process that much easier.