“US Savings Account Rate: 0.45% as of June 30, 2024 (Y-Charts). 5% as of 06/30/2024: Based on the 30-day SEC yield of the Beanstox short-duration bond portfolio ETF constituents. The 30-day SEC yield is a standard metric defined by the U.S. Securities and Exchange Commission (SEC) and reflects the dividends and interest earned during the period after the deduction of the ETF’s expenses. There are no assurances that this yield will be sustainable in the future. This product will invest in one or more ETFs, but results may vary due to expenses and other factors.”