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Fed Cuts Interest Rates: What It Means for You
What Just Happened? On September 17, 2025, the U.S. Federal Reserve (Fed) lowered its benchmark interest rate by 0.25 percentage points, taking it to 4.00-4.25%. This is the first rate cut this year, and Fed Chair Jerome Powell hinted that more cuts may be on the way in 2025, as the job market shows signs…
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Bitcoin Without the Hassle: Introducing Bitcoin with Beanstox
You’ve heard the headlines, Bitcoin is one of the best-performing assets of the decade. But when you try to actually invest? You’re met with crypto wallets, private keys, exchanges, and complicated tax forms. Not exactly beginner friendly. That’s why we created Beanstox Bitcoin — a simpler way to gain exposure to Bitcoin without the hassle.…
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Why Try to Pick Stocks? Just Own 500 of America’s Biggest Companies
Some people are still guessing which stock might take off next. Others? They’re already investing in 500 of America’s Biggest Companies —automatically. They’re not chasing trends or timing the market.They’re building wealth over time with Stocks 500 by Beanstox. 📲 What Is Stocks 500? Stocks 500 gives you an easy way to invest in an…
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Millionaires Aren’t Hustling-They’re Winning with the Simplest Strategy
You’ve probably heard someone say, “I really need to start investing,” then… nothing happens. Meanwhile, thousands of people are already doing it—automatically. They’re not watching the markets every day. They’re not trying to guess what stock to buy next. They just set it, automate it, and keep going. And with tools like Beanstox, it’s never…
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May Market Bounces Back: 📈 Long-Term Investors Rewarded Once Again
May 2025 turned out to be a strong month for the U.S. stock market, with the S&P 500 gaining 6.3%, marking its best monthly performance since November 2023. During the Fed’s May 6-7 meeting, the Federal Reserve decided to maintain the federal funds target range rate between 4.25% to 4.5%.¹ Long-term performance of US stocks…
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Top 10 Reasons to Contribute to an IRA (Traditional & Roth) in 2025
Want to invest for retirement but not sure where to begin? Even with zero investing experience, Individual Retirement Accounts (IRAs) are a fantastic place to start. In this post, we break down the top 10 reasons you should contribute to a Traditional or Roth IRA. 1. Tax Break with a Traditional IRAA Traditional IRA can…
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Learn how much Americans like you think they need to retire
Ever wonder how much you need to retire? Every year, Americans are asked how much they think they’ll need. The latest numbers may surprise you. 📊 The Magic Number: $1.26 Million The average American believes they’ll need $1.26 million to retire comfortably. That’s a lot of money — but here’s the interesting part: you can…
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Your Beanstox Dashboard: Data And Insights
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Trade Wars and Tariffs: Why Sticking to Your Investment Plan Matters
If you’ve been checking your Beanstox App lately, market swings could have you feeling anxious. Trade wars, tariffs, and global uncertainty may have caused your investment account balance to go up and down more than usual. But here’s the surprising truth: market slumps often present good investment opportunities. Check out our recent blog: Stocks Slumping?…
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Stocks Slumping? Stay Sane & Stay Invested
If your investment account took a dip to start the year, don’t freak out! Here are three simple reasons to stay calm, stay invested, and skip the panic button. 1. Zoom Out to Chill Out!Worried about short-term stock market dips? Take a step back! Long-term investing is usually a winner. The S&P 500 is up…